🅿️Lending Parameters

The following are the lending parameters for specific assets offered on the PsyLend platform. All these assets sit in a single pool. Parameters are subject to change. Note, vault tokens are not able to be borrowed, and therefore will not have any borrow related parameters (fees, optimal utilizations, and interest rates).

See PsyLend Glossary for a breakdown of terms.

SOL Parameters

Params Name	Parameter Value
Min Collateral Ratio	133%
Liquidation Premium	5%
Manage Fee Rate	10%
Loan Origination Fee	0.01%
Collateral Value	100%
Supply Boost	0
Borrow Boost	7
Utilization Rates	0.9 (for point 1) 0.95 (for point 2)
Borrow Rates	0% (for starting point) 7% (for point 1) 15% (for point 2) 80% (for ending point)
User Supply Limit	10,000
Total Supply Limit	50,000

MSOL Parameters

Params Name	Parameter Value
Min Collateral Ratio	133%
Liquidation Premium	5%
Manage Fee Rate	10%
Loan Origination Fee	0.10%
Collateral Value	100%
Supply Boost	0
Borrow Boost	7
Utilization Rates	0.8 (for point 1) 0.9 (for point 2)
Borrow Rates	0% (for starting point) 10% (for point 1) 200% (for point 2) 200% (for ending point)
User Supply Limit	10,000
Total Supply Limit	50,000

USDC Parameters

Params Name	Parameter Value
Min Collateral Ratio	133%
Liquidation Premium	5%
Manage Fee Rate	10%
Loan Origination Fee	0.01%
Collateral Value	100%
Supply Boost	0
Borrow Boost	10
Utilization Rates	0.9 (for point 1) 0.95 (for point 2)
Borrow Rates	0% (for starting point) 7% (for point 1) 15% (for point 2) 80% (for ending point)
User Supply Limit	250,000
Total Supply Limit	1,500,000

SOL Covered Call Vault Tokens Parameters - Supply Only

Params Name	Parameter Value
Liquidation Premium	10%
Collateral Value	95%
Supply Boost	1
User Supply Limit	10,000
Total Supply Limit	50,000

USDC-SOL Secured Put Vault Tokens Parameters - Supply Only

Params Name	Parameter Value
Liquidation Premium	10%
Collateral Value	90%
Supply Boost	1
User Supply Limit	50,000
Total Supply Limit	500,000

USDC-BTC Secured Put Parameters - Supply Only

Params Name	Parameter Value
Liquidation Premium	10%
Collateral Value	95%
Supply Boost	1
User Supply Limit	150,000
Total Supply Limit	1,000,000

Wormhole (Portal) ETH Covered Call Vault Token Parameters- Supply Only

Params Name	Parameter Value
Liquidation Premium	10%
Collateral Value	100%
Supply Boost	1
User Supply Limit	100
Total Supply Limit	500